> ## Documentation Index
> Fetch the complete documentation index at: https://docs.joinsonar.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Data Packs Overview

> Explore Sonar’s full set of Data Packs to enhance fraud, compliance, and credit risk decisions. See inputs, response fields, and how to get started with real-time, high-signal intelligence.

Sonar makes it easy to enhance your risk decisioning with curated signals tailored to specific fraud, compliance, and credit use cases.

With minimal input such as an email, phone number, or account ID, members can access real-time signals including risk scores, reputation levels, device fingerprints, behavioral biometrics, blocklists, and dark web exposure.

Data is shared securely under a member-governed framework that complies with GLBA and FinCEN Section 314(b), with clear operating rules that define how data is contributed and used.

<AccordionGroup>
  <Accordion title="ACH Fraud">
    <CodeGroup>
      ```javascript API request theme={null}
      {
        sessionKey: "unique-id", 
        enquiryTimeInMillis: 1744042216360,
        bank: {
          accountNumber: xyz,
          routingNumber: abc,
        }
        card: {
          bin: abc,
          las4: 9875
        }
      }
      ```

      ```plain API response theme={null}
      Fraud Risk Level H/M/L & numeric Scores
      Fraud Indicators
      Fraud Identifier risk levels
      List of Associated Accounts
      Blocklist Presence
      Bank Accounts
      Number of Transactions
      Reputation Levels  - Bank & Card
      Card Profile & Approved/Denied cards
      ACH Transactions Summaries
      ```
    </CodeGroup>
  </Accordion>

  <Accordion title="KYC/KYB">
    <CodeGroup>
      ```javascript API request theme={null}
      {
        sessionKey: "unique-id", 
        enquiryTimeInMillis: 1744042216360,
        email: sonar@sonar.com,
        phone: +1999999000,
        name: {
          first_name: abc,
          last_name: def
        },
        address: {}
      }
      ```

      ```plain API response theme={null}
      Fraud Risk Level H/M/L & numeric Scores
      Fraud Indicators
      Fraud Identifier risk levels
      List of Associated Accounts
      Blocklist Presence
      Bank Accounts
      Number of Transactions
      Reputation Levels  - Bank & Card
      Card Profile & Approved/Denied cards
      ACH Transactions Summaries
      Crypto Risk Level
      List of Crypto Addresses
      Wallets List and Details 
      Wallet usage summaries
      Wallet Transactions Summaries
      Device Signals
      Behavioral Signals
      ```
    </CodeGroup>
  </Accordion>

  <Accordion title="Recipient Risk">
    <CodeGroup>
      ```javascript API request theme={null}
      {
        sessionKey: "unique-id", 
        enquiryTimeInMillis: 1744042216360,
        bank: {
          accountNumber: xyz,
          routingNumber: abc,
        },
        card: {
          bin: abc,
          las4: 9875
        }
      }
      ```

      ```plain API response theme={null}
      Fraud Risk Level H/M/L & numeric Scores
      Fraud Indicators
      Fraud Identifier risk levels
      List of Associated Accounts
      Blocklist Presence
      Bank Accounts
      Number of Transactions
      Reputation Levels  - Bank & Card
      Card Profile & Approved/Denied cards
      ACH Transactions Summaries
      Crypto Risk Level
      IP Addresses
      Device Signals
      ```
    </CodeGroup>
  </Accordion>

  <Accordion title="APP Fraud">
    <CodeGroup>
      ```javascript API request theme={null}
      {
        sessionKey: "unique-id", 
        enquiryTimeInMillis: 1744042216360,
        bank: {
          accountNumber: xyz,
          routingNumber: abc,
        },
        card: {
          bin: abc,
          las4: 9875
        }
      }
      ```

      ```plain API response theme={null}
      Fraud Risk Level H/M/L & numeric Scores
      Fraud Indicators
      Fraud Identifier risk levels
      List of Associated Accounts
      Blocklist Presence
      Bank Accounts
      Number of Transactions
      Reputation Levels  - Bank & Card
      Card Profile & Approved/Denied cards
      ACH Transactions Summaries
      Crypto Risk Level
      IP Addresses
      Device Signals
      Behavioral Signals
      ```
    </CodeGroup>
  </Accordion>

  <Accordion title="Zelle/RTP Scams">
    <CodeGroup>
      ```javascript API request theme={null}
      {
       sessionKey: "unique-id", 
       enquiryTimeInMillis: 1744042216360,
       bank: {
         accountNumber: xyz,
         routingNumber: abc,
       },
       card: {
         bin: abc,
         las4: 9875
       },
       email: sonar@sonar.com,
       phone: +1999999000,
       name: {
         first_name: abc,
         last_name: def
       }
       address: {}
      }
      ```

      ```plain API response theme={null}
      Fraud Risk Level H/M/L & numeric Scores
      Fraud Indicators
      Fraud Identifier risk levels
      List of Associated Accounts
      Blocklist Presence
      Bank Accounts
      Number of Transactions
      Reputation Levels  - Bank & Card
      Card Profile & Approved/Denied cards
      ACH Transactions Summaries
      Crypto Risk Level
      ```
    </CodeGroup>
  </Accordion>

  <Accordion title="Wire Fraud">
    <CodeGroup>
      ```javascript API request theme={null}
      {
        sessionKey: "unique-id", 
        enquiryTimeInMillis: 1744042216360,
        bank: {
          accountNumber: xyz,
          routingNumber: abc,
        },
        email: sonar@sonar.com,
        phone: +1999999000,
      }
      ```

      ```plain API response theme={null}
      Fraud Risk Level H/M/L & numeric Scores
      Fraud Indicators
      Fraud Identifier risk levels
      List of Associated Accounts
      Blocklist Presence
      Reputation Levels  - Bank & Card
      ACH Transactions Summaries
      Crypto Risk Level
      List of Crypto Addresses
      IP Addresses
      Wallets List and Details 
      Wallet usage summaries
      Wallet Transactions Summaries
      Device Signals
      Behavioral Signals
      ```
    </CodeGroup>
  </Accordion>

  <Accordion title="Money Mules">
    <CodeGroup>
      ```javascript API request theme={null}
      {
        sessionKey: "unique-id", 
        enquiryTimeInMillis: 1744042216360,
        bank: {
          accountNumber: xyz,
          routingNumber: abc,
        },
        card: {
          bin: abc,
          las4: 9875
        },
        email: sonar@sonar.com,
        phone: +1999999000,
        name: {
          first_name: abc,
          last_name: def
        }
        address: {},
        cryptoAddress: {
          symbol: "ast",
          network: "bst",
          address: "wallet-address-string"
        }
      }
      ```

      ```plain API response theme={null}
      Fraud Risk Level H/M/L & numeric Scores
      Fraud Indicators
      Fraud Identifier risk levels
      List of Associated Accounts
      Blocklist Presence
      ACH Transactions Summaries
      Crypto Risk Level
      List of Crypto Addresses
      IP Addresses
      Wallets List and Details 
      Wallet usage summaries
      Wallet Transactions Summaries
      Device Signals
      Behavioral Signals
      ```
    </CodeGroup>
  </Accordion>

  <Accordion title="Friendly Fraud">
    <CodeGroup>
      ```javascript API request theme={null}
      {
       sessionKey: "unique-id", 
       enquiryTimeInMillis: 1744042216360,
       bank: {
         accountNumber: xyz,
         routingNumber: abc,
       }
       card: {
         bin: abc,
         las4: 9875
       }
      }
      ```

      ```plain API Response theme={null}
      Fraud Risk Level H/M/L & numeric Scores
      Fraud Indicators
      Fraud Identifier risk levels
      List of Assoc.  Accounts
      Blocklist Presence
      Bank Accounts
      Number of Transactions
      Reputation Levels  - Bank & Card
      Card Profile & Approved/Denied cards
      ACH Transactions Summaries
      IP Addresses
      Device Signals
      ```
    </CodeGroup>
  </Accordion>

  <Accordion title="AML Compliance">
    <CodeGroup>
      ```javascript API request theme={null}
      {
        sessionKey: "unique-id", 
        enquiryTimeInMillis: 1744042216360,
        bank: {
          accountNumber: xyz,
          routingNumber: abc,
        },
        card: {
          bin: abc,
          las4: 9875
        },
        email: sonar@sonar.com,
        phone: +1999999000,
        name: {
          first_name: abc,
          last_name: def
        }
        address: {},
        cryptoAddress: {
          symbol: "ast",
          network: "bst",
          address: "wallet-address-string"
        }
      }
      ```

      ```plain API Response theme={null}
      AML Risk Level H/M/L & numeric Scores
      Sanctions (Risk level, Sources and Summaries
      PEP Risk level, Sources and Summaries
      Adverse Media Risk Level, Sources and Summaries
      Bank Account Risk  Profile & Transactions
      Crypto Risk Profile & Transactions
      Debit & Card Risk Profile & Transactions
      OFAC Country list entity has transacted
      ```
    </CodeGroup>
  </Accordion>
</AccordionGroup>

## **Questions about Sonar data packs?**

<Info>
  Have questions or want help selecting the right Data Pack for your use case? [<u>Talk to our team</u>](https://www.joinsonar.com/contact). We’ll help you identify the best fit and walk you through how to get started.
</Info>
